Baroda Manipal PO Exam 2013 – Pattern & How to Prepare Tips

With the introduction of IBPS common written exams, individual exams conducted by banks have become a thing of the past.Bank of Baroda & Manipal university while announcing the admissions for Baroda Manipal School of Banking (BMSB) 2013 batch have decided on an eligibility test in July month & we take you through its structure.

 

As part of this tie-up, selected candidate will be enrolled for 1 year PG diploma (banking & finance) course & on successful completion of training they shall be inducted into Bank of Baroda as probationary officer (scale I).

 

For the current year 2013-14, BMSB is to takein 4 batches (once every 3 months), each consisting of 300 students.  

Selection process

The procedure to gain entry into Baroda manipal school of banking goes through these 3 stages,

1. Online Test
2. Group discussion
3. Personal Interview

BOB says,

the aim is to find people who are bright, have good communication skills (oral & written), are dedicated, can work effectively in teams, are passionate about their career goals and who display integrity and a positive attitude.

 

Though students are to be admitted in batches once every 3 months, they shall be selected in advance through this single exam.The next recruitment exercise will happen only in the year 2014.

 

Baroda Manipal Test Pattern

Unlike regular banking exams involving OMR sheets this is not a written examination but an online test that is scheduled on July 7, 2013.It consists of the following papers.

 

 

Candidates will have to attend around 200 objective questions within 2 hours & 5 descriptive type in 60 minutes.

 

Descriptive Test:

This section is to test your written english skills through Comprehension, Precis, Letter Writing & Essay.See how to prepare for descriptive test & model questions

 

It is only a qualifying test & marks secured in this part wont be added to total scores.

 

Books:

There are no separate books available for baroda manipal exam.Instead you can make use of IBPS PO CWE materials. * PO Officers Exam Guide – Rs.347 – Buy online (has practice quests, solved papers & descriptive) With the exam only in July concentrate on practicing as many problems possible.In addition, this guide will also be useful for upcoming IBPS PO 2013 exams.

 

Cutoff & Marks

A total of 200 marks is allotted for the online objective test.For each wrong answer, negative mark is awarded (could be 0.25)

 

Based on your performance in both tests cutoffs shall be fixed for each category.

 

BOB would then call those in the merit list for group discussion & personal interviews in the ratio of 1:4 (approx. 5000 candidates)

 

Exam Difficulty Level:

Although BOB hasn't mentioned anything about the level of questions, the pattern looks similar to that of IBPS PO exams.So expect moderate – difficult questions as there are only limited seats available per batch.

 

We contacted few candidates who appeared for last year`s test.

Though they were not able to recollect the question paper, most agreed that reasoning & quantitative aptitude sections played the tricky part.

Since the period to prepare for baroda manipal`s test is pretty long we suggest registrants to devote extra time for those two papers during preparations.

 

For detailed analysis & review of 2012 test, read How i performed in baroda manipal online test (as told by candidate)

 

Announcement of Results:

The first batch of students are expected to join baroda manipal school of banking`s campus at Bangalore in September this year.

 

So in all probability one can look forward for the test results by July end that`ll pave way for GD & interviews in August 2013.

How to Prepare for LIC AAO Exam? See Topics, Books & Prev. Papers

While it was believed that only bank jobs lure graduates, recruitments in other public sector organisations have also become the flavor of this season.Life Insurance Corporation`s (LIC) AAO recruitment 2013 seems to have generated lot of interest among aspirants as many ask us on how to prepare for LIC AAO exam.

 

“You may never know what results come of your action, but if you do nothing there will be no result” is a popular quote of Mahatma Gandhi

 

To help you attain best results we are publishing a list of things that you will need to prepare for LIC AAO recruitment exams that include books, blueprint, previous solved question paper & topics to cover in each paper.

 

400 marks in 2 Hours:

Just like IBPS clerical common exam the written test for aao jobs is also computer based (online) & you won’t have to shade circles in coding sheets.So time management is very important.

 

Although the pattern looks similar to IBPS PO exams, there is a major difference with respect to marks.First let us look at the AAO exam pattern & section-wise marks.

 

As explained in the graphic above,

• candidates must attend 160 questions for 400 marks in 120 minutes.
• For each wrong answer, negative mark would be awarded to the tune of 0.25 (read how to guess & reduce negative marks)

No Descriptive Test: Although LIC had descriptive english paper previously, LIC AAO exams 2013 does not feature it. Hence weightage is more on objective english paper with 40 questions carrying 100 marks.

 

Qualifying: It is compulsory to pass in each section and also secure minimum marks totally to qualify for interview stage.LIC will decide on sectional and total cutoffs after the exam based on your collective performance.

 

Previous Question Papers:

For all those searching for LIC AAO previous years solved question papers, keep in mind that these materials serve only as reference.The corporation seems to have modified its pattern for 2013 AAO exams & hence don’t expect the test to reflect previous years.

 

>> LIC AAO fully solved paper with explanations (2009) - Read online or download

 

Books:

The key to succeed in any competitive exam is practice.It also raises the confidence level for an individual to attend maximum no. of question within the stipulated time. Hence we have listed some books for LIC AAO exams that will help you prepare. * LIC AAO Exam Guide (cheapest online) – Rs.145 – Buy online * LIC AAO Practice Book (with FREE CD) – Rs.276 – Buy online

 

Important Topics to Cover:

The educational qualification fixed for applicants was graduation pass.Hence questions shall be of +2/ degree level only.

 

Those who have taken banking exams before wont find the sections in LIC AAO exam new but first time applicants might encounter confusions.So based on previous year recruitments for insurance jobs we have compiled certain important topics.

 

English	General Awareness
Sentence completion, Related words	Latest happenings in news
Error spotting, Fill in the blanks	Sports, Books & Authors
Synonyms & Antonyms	Indian history, economy & politics/ constitution
Comprehension passages	Financial terms (used in banks, insurance companies etc)

 

Reasoning	Numerical
Analogy	Simple/Compound Interest, Rate of Interest
Sitting/ Circular arrangements	Mensuration, Profit/ Loss, Time & Distance/ Work
Direction based problems	BODMAS, Averages, Partnership problems
Statement & Conclusions	Ratio, Percentage
Input output, Odd pairs & Eligibility test	HCF, LCM & similar simple maths
Non verbal	Linear Equations, Fractions
Course of action, Coding decoding
Data sufficiency

 

Note: It is not possible to predict any syllabus in advance.Hence do not stick with these subjects alone.Try to cover maximum chapters & practice extensively using the above books to increase your chance of qualifying.

 

Now read the following quote & get yourself motivated to crack the LIC AAO recruitment exams..

 

“Forget past mistakes. Forget failures. Forget everything except what you’re going to do now and do it.” - William Durant

SBI PO Exam 2013 – How to Allot Time & Final Tips [Must Read]

The announcement that received huge attention among government job aspirants recently would be SBI PO recruitment 2013.To work in India`s largest public sector bank seem to have driven many to apply.With the SBI PO exam scheduled in the coming days, each applicant would want to make themselves suitable for that coveted job.

 

State Bank of India is to conduct its PO recruitment exam on April 28, 2013 (Sunday). This exercise is being held to fill 1500 scale-I officer vacancies across various branches of SBI.

 

Since 17 lakh applications have been received, the competition is expected to reach greater heights.Hence we have compiled certain tips about the written test for you to remember & excel.

 

Know the Pattern:

This is a competitive exam for bank jobs & it is necessary for you to understand the test structure.Many would have already referred them while preparing but go through it for one last time patiently.

 

As candidates are required to secure minimum marks in all sections of the objective test, devise a plan beforehand.Decide which part can fetch you more marks, which requires more time etc.,

 

Time Allocation:

One may have prepared well but without proper time management, everything shall go in vain.The maximum allotted time for SBI PO exam 2013 is,

• Objective Test – 2 hours
• Descriptive test  – 60 minutes

There are 4 tests to complete under objective part with 200 questions in total. If you are confused on how to complete all of them in 120 mins, here is our simple suggestion:

We have given a max of 40 minutes for reasoning as it would require you to apply formulas & perform calculations.

The faster you complete General awareness & English lang. papers, the better it is for remaining sections.Start from a section that you are hopeful of answering & allot more time for the one that requires thinking.

Make sure to save time at the end say atleast 10 mins to check or answer leftover/ skipped questions.

 

Things to Note:

Apart from completing the exam on time, there are other important points related to this SBI PO Exam 2013 as well.You need to keep these following rules also in mind

• Carry your call letter with recent passport size photo pasted in the space provided along with original & copy of ID proof.
• Those entering the venue without call letters will not be permitted to write the exam.
• This is not an online test.Hence bring a ball point to fill your details in the question booklet & HB pencils for shading the correct answer.An eraser & a sharpener would also be required.
• Each wrong answer will fetch you 0.25 negative mark.Hence choose an option only if you are sure.(read how to minimize negative marks by guessing)
• Rough work are to be done on the question booklet which should be submitted to the invigilator.
• Do not spend too much time on one question.Continue with others & return at the end to answer it.
• Calculators, Mobile phones, Bluetooth devices are not allowed inside the examination hall.Don't try to sneak in with these & get disqualified.

Not sure on how much to score for qualifying? Checkout SBI PO previous cutoff marks

 

Inaddition to qualifying in SBI PO exam, you should secure high marks for proceeding to the next stages as written test marks have certain weightage in final selection.

Preparing for SBI PO Descriptive Exam? Know Topics to Cover

How do I prepare for the english descriptive test, is one query commonly asked by aspirants appearing for bank exams.The concern showcases vital importance this section has created among entrants since it decides their qualification.Candidates especially from rural areas & towns find this part to be difficult than objective test as it involves writing detailed answers in english.

 

By knowing the exact pattern along with the kind of questions to expect, it is possible to clear descriptive paper.

 

To help those getting ready for SBI PO recruitment 2013 exam - BankExamsIndia.com has compiled a comprehensive guide explaining about the descriptive english test question paper

 

This article talks on 1) What is descriptive test 2) Pattern 3) Books 4) Sections

 

What Is It? 

An officer in a bank will have to write letters, prepare reports or send views & opinions to higher officials as & when required.

So descriptive paper as part of banking exams aims to check the english language proficiency of applicants.

Every year, many candidates fail to secure pass marks in descriptive paper making them ineligible for personal interviews. How?

 

If you do not clear or score qualifying marks in any objective section – your descriptive test paper will not be taken up for evaluation. Apart from securing minimum marks in each objective test, its also necessary to pass in descriptive test.

 

Descriptive Exam Pattern

As already discussed the SBI PO exam will contain the following sections,

 

 

Some important points to understand in here are: 

1. You will have to answer descriptive section within 60 minutes (1 hour)
2. It shall be conducted for 50 marks
3. In SBI PO 2011 exam descriptive cutoffs were 20 (gen) & 18 (others). See previous year SBI examination cutoffs for the complete picture.  

You can expect the english descriptive paper to contain questions from these categories:

• Letter Writing
• Precis writing
• Essay Writing
• Reading comprehension & Paragraph writing

Previous year questions:

In the previously conducted common written examination for PO/MT posts, descriptive test paper consisted of the below questions (based on memory)

 

Write a letter to a branch for closing savings account OR to a friend inviting him/her for seminar on netbanking OR to a bank for higher education loan. Write an essay on any of the given topics a) Right to education act b) Financial Inclusion c) How technology can benefit banking industry. Paragraph writing:  a) Rural banking  b) Impact of autonomy to banks.

 

The word count specified in the question is important as you will have to write the answers on the question paper itself, within the space provided.

 

Books: Whatever be the exam, preparatory books act as source of reference.Here are some good books for SBI PO recruitment from Arihant publications   * How to crack SBI PO exam (guide with explanations/solved papers) – Rs.296 – Buy online * Descriptive English Guide (covers SBI PO descriptive) – Rs.259 – Buy online

 

 

How to Prepare:

A general rule that must be followed while answering is not to make spelling mistakes. Now let us see what type of questions could be asked in each category. 

 

Letter writing: There shall be internal choices for this part.You will be asked to write a letter to someone you know (parents, friend, relation etc) or to a bank manager enquiring about a service or to a newspaper editor.

 

Refer to the books mentioned above or use your Std.X or XII grammar book to know about letter formats.

 

Essay writing: A topic/title is given based on which you need to write an essay in about 250 words.This is also an internal choice question wherein three topics shall be provided for you to choose any one.

 

It is not possible to memorize articles beforehand.So pick up a random topic related to banking, finance, current affairs etc.,& practice writing.Here is our list, which you can try:

• FDI in retail
• Rise of the American dollar
• Are bank mergers beneficial?
• Latest technologies in banking

Precis Writing: Read the given article of atleast 500 words, understand its meaning, summarize & make a precis (shorter version).The only requirement is – do not change the meaning of the original passage.

 

For practicing -

1. Take a long newspaper report,
2. Leave unnecessary details,
3. Pick only the important statements
4. Write a summary.

Ask any of your family or friends to compare both to make sure you have not deviated from the original.

 

Paragraph writing: Titles will be printed & you must write a paragraph related to the given topic in not more than 150 words.

 

To write good paragraphs, sentence formation should be proper & to cultivate it one must read english magazines & newspapers.Story or comic books can also help you gain control over writing skills.

Prepare for SBI PO Exam 2013 in 60 Days [Full Study Plan]

SBI recruitments always brings excitement and tension to those aspiring for bank jobs.While the obvious reason is State bank of India being the no.1 public sector in India, high competition is another cause.With the last date to apply fast approaching the next big question will be how to prepare for the upcoming sbi po exams 2013?

 

By now, most of you would have completed the online registrations for probationary officer jobs in SBI.The next stop is written examination which falls on April 2013.

 

BankExamsIndia.com has always encouraged visitors to share their banking exam/ interview experiences & strategies with fellow readers.Inline with that policy, here is one.

 

Varun reddy from Karnataka devised a study plan aptly titled ‘SBI PO Exam Preparation in 60 days’ for his personal use.But wanted to help other applicants as well & hence shared it with us for publishing on this website.

 

Materials Required:

Varun has given chapterwise list of topics to cover after referring through some of the popular books available.So we are providing the same recommended by him

 

For Revisions SBI PO previous 5 years solved question papers – Rs.180 – Buy online Reasoning 1. Analytical reasoning by M.k pandey – Rs.235 – Buy online 2. Practice book on analytical reasoning – Rs.270 – Buy online 3. Verbal reasoning by prabhat-javad – Rs.180 – Buy online Data Interpretation 1. Quicker Maths (magical book series) – Rs.263 – Purchase online 2. Data interpretation by Arun sharma – Rs.320 – Buy online English language 1. Word Power made Easy by Norman Lewis – Rs.134 – Buy online 2. High School English grammar by Wren & Martin – Rs.131 – Buy online 3. Objective English by Hari mohan prasad – Rs.246 – Buy online General Knowledge Pratiyogita Darpan monthly magazine (September 2012 to April 2013 issues)

 

It is possible for some to posses titles from other publications.They can prepare for the mentioned topics from those books too.But remember to buy previous solved papers as it will be helpful while practicing.

 

 

Day	Reasoning	Data interpretation	English	(GA/ Marketing/ Computer)
1	Verbal reasoning-problem solving: basic types of problem solving with examples.   Non Verbal reasoning-basic concepts.	Shortcuts for Addition, multiplication, divisibility, squaring, cube.	Vocabulary (Norman Lewis: word power made easy)   - 1. Talk about personality types.   Grammar (By Wren and martin)-Sentence, subject and predicate, phrase and clause.	Pratiyogita Darpan (PD) - Sep2012 issue:  News and events.
2		HCF and LCM	Vocabulary (Norman Lewis: word power made easy) - 2. Talk about Doctors, Various Practitioners.   Grammar - Parts of speech: Noun	PD - Sep `12: Current affairs.
3	Verbal reasoning- problem solving: exercise A,B,C   Non Verbal reasoning-basic   concepts.	Fractions, Decimal fractions, Elementary Algebra		PD -Oct2012 News & events.
4		Surds	Vocabulary (Norman Lewis: word power made easy)   - 4. Talk about science & scientists, liars & lying.   Grammar (By Wren and martin) - Adjectives.	PD -Oct2012 Current affairs.
5	Verbal reasoning- problem solving: exercise C & problems   Non Verbal reasoning-Problems related to symmetry	Number System.		PD Nov2012 News & Current affairs .
6			Vocabulary (Norman Lewis: word power made easy)   - Revision (1-5)   Grammar (By Wren and martin) - Articles.
7	Verbal reasoning- problem solving: Practice book problems   Non Verbal reasoning-Problems on visual ability			PD Dec2012 : News & Current affairs
8			Vocabulary (Norman Lewis: word power made easy)   - Comprehensive test 1 & 6. Talk about Actions.   Grammar (By Wren and martin) - Pronouns.
9		Ratio and proportion.		PD Jan2013 News & Current affairs
10	Verbal reasoning- problem solving: Practice book problems   Non Verbal reasoning-series: 5 figure series.		Vocabulary (Norman Lewis: word power made easy)  - 7. Talk about various Speech habits & How to Insult your enemies.   Grammar (By Wren and martin) - Parts of speech: verbs
11		Partnership.		PD Feb2013 News & Current affair
12			Vocabulary (Norman Lewis: word power made easy) - 9.Talk about How to Flatter your friends & Revision (6-9)   Grammar (By Wren and martin)- Active & Passive voice, Verb forms.
13	Verbal reasoning- Coded relationships & Inequalities: only previous papers questions from Practice book.   Non Verbal reasoning-series: 5 figure series.	Percentages.		PD -  Revision (news & events from Sep. to  Feb. 2013 )
14
15			Vocabulary (Norman Lewis: word power made easy) - Comprehensive test 2   Grammar (By Wren and martin) - Verb forms.
16			Vocabulary (Norman Lewis: word power made easy) -  10. Talk about common Phenomenon, 11. Talk about Whats going on, 12.Talk about Variety of personal characteristics.   Grammar (By Wren and martin) - Tenses.	PD -  Revision (current affairs from Sep. to  Feb. 2013 )
17	Verbal reasoning- Input-Output basics, shifting, Arrangement, Miscellaneous,previous paper questions from Practice book   Non Verbal reasoning-series: 5 figure series.	Averages.
18		Averages.
19		Averages.	Vocabulary (Norman Lewis: word power made easy)   -   Revision (10-12), Comp. test 3.   Grammar (By Wren and martin)- Tenses	Banking knowledge: Internet reference all terms and terminology.
20		Problems based on Ages.
21	Verbal reasoning-Analytical decision making; Previous problems from Practice book   Non Verbal reasoning-series: 5 figure series.
22		Profit and loss.	Vocabulary - Full revision.   Grammar(By Wren and martin)Auxiliaries and Modals.
23	Verbal reasoning-syllogism, Previous problems   from Practice book   Non Verbal reasoning-series: 5 figure series.		Vocabulary (Norman Lewis: word power made easy)  -   Full revision.   Grammar (By Wren and martin)- Adverb.	Events in banking from sep. 2012 to march.2013.
24		Simple Interest.
25		Compound Interest.	Vocabulary (Norman Lewis: word power made easy)  -   Difficult words (quiz 1-12).   Grammar (By Wren and martin)- Preposition, Conjunction, Interjection, Preposition	More about Banking.
26	Verbal reasoning-Basics of logic and some informal tips on critical reasoning   Non Verbal reasoning-series: 4 figure series.	Alligation.
27
28	Verbal reasoning-Assumptions & Previous paper questions from Practice book   Non Verbal reasoning-4 figure series &  Missing  figure series.	Time and work.
29
30		Work and Wages.	Vocabulary (Norman Lewis: word power made easy)  -   Difficult words (quiz 16- 33).   Objective English - Comprehending passages, Spotting errors   Grammar (By Wren and martin)- Revision of parts of speech.
31		Pipes and Cisterns.		PD March 2013 - News & events, current affairs.
32		Time and distance.
33		Trains and streams.		Marketing knowledge: Internet reference. Daily 2 Essay topics.
34	Verbal reasoning- Arguments & questions from Practice book   Non Verbal reasoning-series: Missing figure series.	Mensuration, (from DI book): DI, Tables,Bar charts,X-Y Chart, Pie charts
35
36			Vocabulary (Norman Lewis: word power made easy)  -   Difficult words (quiz 34- 54).   Objective English - Comprehending passages, Filling the paragraphs,   Grammar (By Wren and martin)- Analysis of simple sentences : simple, compound, complex.,Clauses, Full length objective previous paper 1 - 7
37
38	Verbal reasoning-Evaluating Inferences & Previous papers   Non Verbal reasoning- Missing  figure series, Analogy
39		Series. Cases (DI).		Computer knowledge: Basics. Daily 2 Essay topics.
40		Series, Data sufficiency. DI Exercises Without options.(12 sets) & Ten minute test papers-3.
41
42	Verbal reasoning-Statements and conclusion from practice book (full)   Non Verbal reasoning-Analogy.			Computer knowledge: Ms office. Daily 2 Essay topics.
43			Vocabulary (Norman Lewis: word power made easy)  -   Difficult words (quiz 55- 60).   Objective English - Sentence skills   Grammar (By Wren and martin)- More about Adverb clauses,Analysis of complex and compound sentences. Full length objective previous paper 8,9
44	Verbal reasoning-Course of action, previous paper questions from practice book   Non Verbal reasoning-Analogy.
45			Vocabulary (Norman Lewis: word power made easy)  -   Difficult words (quiz 61- 86).   Objective English -Sentence skills, Sentence construction, sequence of tenses   Grammar (By Wren and martin)- Transformation of sentences. Full length objective previous paper 10,11,12,13,14,15,16, 17
46
47	Verbal reasoning-Cause and Effect: questions from practice book, strengthening and weakening Arguments.   Non Verbal reasoning-Analogy.
48
49		Probability, Permutations & combinations. DI Ten minute test papers-2 & full length sectional test papers (DI).		Computer knowledge: Previous exam questions. Revision of essay topics.
50	Verbal reasoning-Data sufficiency & practice problems   Non Verbal reasoning-Classification & complete Previous papers.
51
52
53			Vocabulary (Norman Lewis: word power made easy)  - Difficult words  revision & Idioms.   Grammar (By Wren and martin)-Direct and indirect speech, Structures. Full length objective previous paper 18,19, 20
54	Verbal reasoning-Miscellaneous   Non Verbal reasoning-Previous papers.
55				PD: April 2013: news and events, current affairs.
56	SBI PO previous papers	Full length sectional test papers (DI).	Full length objective previous paper 2122,23,24,25 Tips on Paragraph writing,letter writing,précis writing & Previous  years descriptive papers.	Budget 2013 & its allocations: (Finance and rail). Revision.
57
58
59
60

 

>> To facilitate offline reading & downloads, pdf copy is also available here 

 

To wade through millions of candidates & emerge successful in SBI PO recruitment exam 2013, one has to devote enough time in advance.We believe the above plan could help your efforts in cracking this test.

 

Thanks to Varun!!

SBI PO Exam 2013 – Expected Cutoff Marks & Topics to Read

Have you started to prepare for SBI PO recruitment exam 2013? With just a month left, we know many would be still searching for tips and free SBI question downloads on the internet.Though it is necessary to have a plan in place you should also know about previous SBI cutoffs and scores.This enables you to approach the state bank of India`s recruitment exam more confidently.

 

Few weeks back we published a guide on how to prepare for SBI PO exam in 60 days that contained in-depth study plan by Mr.Varun.

 

Now let’s look at State bank of India`s previous recruitment exams & gather info on the marks considered safe. For SBI job aspirants to understand better - the article is broken into following parts covering

 

SBI PO cutoffs || Question paper pattern

 

How Much to Score?

State Bank of India conducted recruitment test for 1000 PO on July 21, 2011. Below were the marks & cutoffs fixed by the bank for that hiring exercise.

 

 

The bank has not informed about the minimum score for written test in its notification but going by 2011 advt., it could be 40% for general & 35% for others.

 

Marks of the last candidate qualified in written exam (obj.& desc.papers) are,

 

Gen	OBC	SC/ST
110	99	88

 

Though the chance of these scores repeating again this year cannot be judged, you get an idea of expected score ranges.

 

What Topics to Cover?

A great deal of things can be learnt about competitive exams by referring previous year papers.So based on such patterns we have compiled the list of topics to that you need to concentrate while preparing for the upcoming SBI po 2013 exams.

 

Study materials: As usual, here are some best books for SBI PO exam available online that are popular among candidates.   * How to crack SBI PO Exam (guide & solved papers) – Rs.300 – Buy online

 

English	General Awareness
Comprehension passages	Banking Terms
Jumbled & construction of sentences	Current affairs & Latest events
Synonyms & Antonyms	Computer knowledge
Close passage	Marketing questions

 

Reasoning	Data Interpretation
Syllogism, Analogies	Time,speed, distance problems
Sitting/ Circular arrangements	BODMAS
Direction based problems	Mensuration
Data sufficiency	Permutations & combinations
Input output, Odd pairs & Eligibility test	Line graphs & tables
Non verbal (images type)	Charts (bar/pie etc.)
Course of action, Coding decoding
Cause effect, Output tracing

 

Descriptive Test:

This is more like english grammar paper given in school exams.For 50 marks, the section consists of the following questions

Letter writing, Paragraph writing, Essay writing, Precis writing & Comprehension.See how to prepare for descriptive test & its pattern

All candidates should qualify in this test to proceed further.So give equal importance during preparations.

 

Top 5 Mistakes to Avoid in IBPS Common Interviews

The final chance for CWE qualified people to secure bank jobs in india`s PSBs has arrived.With the common interviews by IBPS for PO positions having begun, candidates are all eyes on cracking it.By now you would have received many tips on preparing for banking interviews and areas to cover.But what are the common mistakes to avoid?

 

Before going further lets take a quick look at the common interview process. Since there wont be any individual banks interviewing people hereafter, its a make or break situation for IBPS CWE passouts to qualify & make themselves available for final selection.

 

Inside the Hall

As per candidate experiences, the panel generally consists of 4 or 5 members. Although they could be from banking background its not known whether they are employees of PSB or not.

 

Once the documents/ certificates are verified you shall be allowed to enter the room.A session lasts between 7-12 mins with 10-15 questions per candidate.

 

Common Interview Mistakes

Everyone makes mistakes but what we learn from it to avoid them is more important.

 

To perform well in interviews one must also know the errors regularly committed by candidates so you don't fall in the same pit.Here are 5 areas where most fail in bank interviews.

 

No knowledge about banking sector: With 61000 aspirants in race for 20000 PO vacancies across 20 public banks there is heavy competition. Therefore it is important to showcase yourself as the best choice among others.Here are how you can accomplish it.

• Memorize terminologies/ words used in banks.
• Go through banking awareness books used during exams once again.

To know the latest developments in banking field, visit websites such as businessline, google business, rediff news etc

 

Being careless in GK: Occasional newspaper reading alone will not help you gain general knowledge especially when news flows rapidly nowadays.Since there are no preset topics for common interviews questions could range from national, international, sports or business.

 

To stay ahead keep track of all headlines through bing news, livemint (for business) & note down events that are worthy of second read.

 

Relying too much on others: Interview experiences are guiding tools which help you get an outline of the procedure.But don’t expect to learn everything by glancing through shared experiences only.

 

Similarly over-reliance on books is also detrimental as it shall sound vague. Infuse life into your answers by making them realistic that the panel loves to hear.

 

Not knowing about yourself: Almost all candidates attending common interviews seem to face this question – ‘Why did you choose bank jobs’.We receive lot of emails asking us for the best answer but there isn’t one. (see tips on answering why bank jobs)

 

There should be a reason for all to choose a career in banking.We suggest you to say that real push instead of borrowing from others.What works for one may not necessarily help another.

 

Getting nervous: The very sight of panel will send shivers for some making them gasp for breath, sweat profusely, stammer while answering and eventually flunk. Although you got to be serious and focused on the interview, just keep it upto a level.

 

Ask any successful person he/she would stress on staying calm during interviews.

• Pay attention to what the panel says & respond to that point only
• Do not panic if you don’t know an answer.
• Be bold in saying ‘I don’t know’ rather than giving wrong answers

If you dont know what to expect from the panel, look at Top 8 questions asked in bank interviews

 

Reign in these 5 common interview mistakes and you are sure to come out with flying colors this recruitment season.

 

This is a guest post by Girish srinivasan of Bank jobs QA, a website to ask & answer questions related to banking jobs, exam and interviews.

IBPS Clerk CWE 2012 – Documents to Carry, Final Tips & More

As the date of IBPS bank clerk exam gets near, doubts related to the proceedings are also reaching a high.Since results of this online test are required for a career in Indian banking sector you better be double sure of the process.Questions on what to do, what not to do, what to be taken etc., are being asked by anxious candidates.

 

The 2012 clerical common exam is different in many ways when compared with previous ones.For the first time, bank exams are going online & qualifiers of this test shall appear for common interviews.

 

The institute has already released a mock test for practice.So we have compiled a list that will assist applicants to better understand the procedures much better.

 

What to carry?

IBPS has advised all eligible candidates to bring the following items,

Call letter with passport photo pasted in the given space ID proof – original & few copies Ball point pen

* Original fee payment receipt/ challan is not mandatory, this year

 

You will not be allowed to continue, if any of the above documents are not produced during verification.Let us see each in detail,

 

Call letter: This is similar to a hall-ticket for the exam to be held on December 15,16,22 & 23.We hope all registrants for this IBPS PO CWE have downloaded their call letters from the institute`s website.

 

If not, visit the page here, enter login details & take a print.On the printed sheet paste your recent passport photo in the specified blank area & have it ready.

 

Proof of Identity: Do not forget to take your original & some copies of photo identity proof as the call letter along with an ID proof copy should be submitted to the exam invigilator.

 

Any one of the following documents can be considered as valid ID proof - PAN card, Voter`s ID, Passport, Driving license, Bank passbook with photograph, Aadhar card with photo, Photo id issued by a gazetted officer, Employee ID or College ID card.

 

About Online Test:

It is possible to commit some silly mistakes on the D-day due to pressure, nervousness or even bad luck! Here is a quick rundown of tips so readers can make conscious efforts in avoiding mistakes while on computer.

 

Answering questions:

• There are 5 sections (200 questions) & candidates can move from one section to other at any point.
• The test is for 120 minutes but you should not click on ‘submit’ button before the time ends.
• Once the duration is reached, system automatically submits your answers.
• Do not press any keys on the keyboard while the exam is underway.

Rough work:

• Questions in numerical ability & reasoning may require calculations to be done, as both are maths oriented.
• Rough work must be performed only on the sheet provided which must be handed over to the invigilators before leaving the test room.

Reach on time:

• Reach the venue before 30 mins of scheduled time.
• Those reaching late wont be permitted to enter the hall & such incidents did occur in previous cwe`s
• Plan your travel in advance taking into account the traffic, mode of transportation, distance etc.,
• If possible, visit the test centre before a day to calculate time taken.

Marks & Cut-Off:

• It is essential to score the minimum cut-off in each paper.
• No invite for common interview if you don't qualify in this online CWE.
• The cut-off marks shall be fixed based on performance of everyone in each section.
• Negative mark of 0.25 will be added for each wrong answer (read about minimising negative marks)

We hope this article helps you to face the online clerical exam by IBPS with confidence. All the best!!

IBPS Clerk Exam 2012 Pattern, Topics to Prepare & Books

The much expected results of PO & RRB exams might have left many bank job aspirants disappointed over their inability to qualify. Rather than feeling dejected over negative results, candidates should remain positive.Because its time to prepare for IBPS clerk common exam which is expected in the month of December 2012.

 

Institute of Banking Personnel Selection will close registrations for 2nd clerical common exam on November 5 giving ample time for applicants to get ready for the d-day.

 

This CWE gains importance with some major changes such as online test & common interviews being introduced by IBPS.

 

IBPS Clerk Exam 2012 Pattern

As said earlier, the mode of examination will be online – you need not shade circles in OMR sheets but would have click the correct answer for question displayed on computer screen.

 

Private Banks have already employed online tests for their recruitments & going by that, candidates should have options to move back & forth and complete questions left unanswered before final submission.

 

200 for 200

The structure of question paper is same; have to attend 200 objective type questions in

5 sections for a total of 200 marks within 2 hours (120 minutes)

 

While each correct option fetches one mark, 0.25 shall be reduced for every wrong answer.There is no penalty if you choose to leave a question.

 

To minimize the effect of negative marks on your total score, take calculated risks (see how to minimise negative marks for more tips)

 

Books:

References materials have become necessary nowadays to get acquainted about the pattern & here are some clerk exam workbooks & practice guides to help you in preparations.

* Clerk common exam guide – Rs.240 -  Buy online * IBPS clerical CWE practice book (20 papers) – Rs.189 – Buy online

 

Important Topics

What to prepare for IBPS clerical common exam? is one of the frequently asked query by applicants who are new for banking examinations. Unlike few other competition tests, IBPS does not provide syllabus for their PO or clerk CWE.

 

Hence we are listing some topics from which most no. of questions were asked in previous years

 

General awareness: Have good knowledge about the recent happenings in India & neighboring countries.Be very thorough in banking terms

• Ministers & portfolios
• Abbreviations
• Top news in business, sports, culture & entertainment
• Prominent committees & their heads

A G.K book for facts & reading newspapers everyday or alternate days will suffice.

 

Computer knowledge: Answering this part won’t be tough as many are well versed in computer operations & questions would be only of basic level such as

• Computer parts & their functions
• Basic internet & email controls
• MS Office package (word, excel, powerpoint etc)
• Popular software names & their uses

Since ms-office software is widely used in banks, checkout its features by working on it if possible.

 

Reasoning & Numerical ability: It would be better if you allot good amount of time in preparing for these 2 sections. The topics to cover shall include,

• Coding & decoding
• Syllogisms
• Venn diagrams
• Number series
• Work, Time, Speed & distance problems
• Profit & loss, Ratios, Simple interest etc.,

Try practicing with as many problems possible for you to get acquainted with types, formulas & shortcuts.

 

Though common interviews shall be conducted for all qualifiers your CWE scores will carry maximum weightage in final selection (read how common interviews might affect you)

 

So accuracy & arriving at the correct answer in shortest time is the key to score good marks in IBPS common bank exams.

The Best Public Sector Banks in India [Candidates Choice 2013]

The common written examinations by IBPS for entry level bank jobs have changed the recruitment landscape of banking sector altogether.But which are the best & most popular public sector banks in India according to bank job aspirants?Comparing previous years, the selection process has become more streamlined & candidates are now in a position to choose banks they wish to join.

 

Although there are numerous IT companies, working in Infosys is considered dream come true and prestigious for many.It is difficult to single out a reason for such choices as each individual has a different opinion about an organization.The same applies for government banks as well.

 

In a bid to find the best & popular government owned bank in the eyes of a jobseeker we ran a poll on BankExamsIndia.com few months back.Here are its exclusive results.

 

PNB – The choice of masses

‘Which bank do you like to work’ – was the question put forth to our visitors. Since common exam (CWE) scorers are eligible to apply for vacancies in 19 banks (now 20), names of these nineteen PSB's were listed as options.

 

The image below shows the number of votes received, 

 

Over 25000 voted to pick their favorite & they did choose a winner. Punjab National Bank emerged as the top choice of bank job applicants with 4900 people aspiring to work for them. Bank of Baroda coming second with 3500 votes was not a surprise considering the brand value BOB carries. Garnering 2800 wishes, Bank of India occupied the 3rd position. UCO bank came last with 487 votes Since State Bank of India does not come under IBPS selection procedure & conducts separate recruitments for its vacancies, SBI did not feature in the poll list.Needless to say, State Bank group is everybody`s 1st first choice.

 

These rankings may not be the choice of everyone but certainly is an eye-opener to know about the mindset of young generation waiting to start their career as bankers.

 

Why this Survey Results are Important?

The findings of this polling gains significance in the current scenario, especially after the recent announcement of 22000 bank jobs (PO) as part of IBPS common recruitment procedure.We can hear you asking how.

 

Once the combined final merit list of CWE & interviews are released, IBPS shall ask qualifiers to submit their order of preference for all participating banks (from most to least preferred).

 

Based on your overall score, vacancies advertised in each PSB & preference - appointment in one bank would be offered.

 

Disqualified candidates will have to appear for the CWE next year as there is no second chance in this new process.See (how common interviews have made bank job selection tough)

 

From the above table candidates can get to know the demand for each bank & can predict to some extent whether they stand a chance to join them or not.

 

So, have you started feeling the heat of competition?

8 Top Questions You Should Prepare For Bank Interviews

Common banking test may be a one time exercise but the selection gets over only after each bank completes its interview proceedings.So candidates have to prepare for every bank interview just like preparing for exams earlier.It is not always easy to read the minds of panelists. 

 

Due to this personal interview sessions always tend to create panic among young people.But by being bold & ready to encounter any type of question with confidence, it is possible to keep fear at bay.

• Questions to prepare
• Books to refer

have been explained here to help those CWE passouts understand the strategy.

 

Procedure & Marks

From the applications received, candidates will be shortlisted for interview stage based on their CWE scores and no. of vacancies.From 2013 onwards, common interviews for banking jobs are to be introduced.

 

It shall be conducted for 100 or 50 marks & the minimum marks to qualify for final selection shall be 40-50%. But for you to compete with others, securing the max. score is important, which can be attained by proper preparations.

 

What to Prepare

Although, predicting exact questions is not possible, there are certain topics that are sure to be touched by the panelists during an interview for bank posts. 

1. Personal details

This will be the first section wherein you are asked about your family, education etc., Normally the question is like ‘Tell us about yourself’.   Start with a short introduction about family background & move on to highlight your skills & achievements or college projects. (checkout how to answer tell me about yourself)

 

2. Study your resume/ biodata

The biodata or resume carries great importance as its the official document about you. As bulk of the questions would revolve around the data you provide, pay attention while filling the form given at the interview venue.

 

Get familiar with what you have written so as to avoid giving wrong answers.

 

3. Banking knowledge

Applying for a bank job & don't know what is a term loan?The chances of you making it to the final list would only get distant.There are roughly about 100-130 regularly used words in banking & financial sector.   There is no alternative apart from memorizing those terminologies but it isn't that hard since banking awareness is a section of the common bank exam.   Rather than relying only on websites,you can also purchase some books that provides detailed explanations.

 

4. Latest news

‘What is the current repo rate’, ‘Who is the chief of Asian development bank’ – answers to these would be known only if you read newspapers everyday.

 

Not limited only to economy, you could also encounter questions about national events such as the recent satellite launch, location of asia`s largest solar park etc.,

 

G.K books may help for historical data but newspapers & news channels are your only source for latest happenings.

 

5. Know your state

Public banks are now demanding applicants for clerical posts to posses proficiency in local language of the state.   In addition to testing your language skills, expect queries on the no. of districts in your state, names of ministers,governor or about a place of importance.   These questions need not necessarily test your knowledge but enables the interviewer to deduce your communication skills.

 

6. Know about the organization

Few questions on history, performance, awards or chairman/MD of the bank could be asked to gauge your level of preparation & interest in taking up the job.

 

Visit the bank`s website, look for a section ‘About us’ under which all the info ranging from mission, vision to previous year`s financial results will be available.

 

7. Know yourself

Now comes the real part, where you need to talk more.What could you be questioned on? What are your strengths & weaknesses? What is your biggest achievement? How can you be useful to our bank? Answering these can get tough if you have not though about this in advance.   Responses like ‘My biggest strength is working hard’ & ‘Short temper is my weakness’ will only send wrong signals to the interviewing panel.Don't sound too vague or object of ridicule.   While officer post requires managerial & team building skills, clerical employees are required to have good customer handling capabilities.   Understand the job profile & frame answers that could bring these qualities to the fore.

 

8. Why bank job?

Are you applying for entry level posts in banks with BE/MBA/MCA degrees? If yes, either of the following questions could be heading your way

• Why are you applying for banks with technical degree
• Are`nt you overqualified for PO/ clerk position

The best answer here shall be the real reason which pushed you to write CWE & apply for bank jobs.Try to come up with a reply that would convince the panel.

 

Checkout our previous post - How to answer why you chose bank jobs to read on what to say in detail.

 

Books

While some may feel books for bank interviews are not required, its always best to have some kind of reference so you could chart out a plan.

* Interviews for IBPS qualified (with mock sessions) – Rs.110 – Buy online * Banking Terms & Glossary – Rs.95 – Buy online

 

These are the 8 sure shot questions that you need to prepare for cracking the next bank interview!!